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Vanguard Credit Group 1234 Main Street, Ste 3226, Carson City, NV 89706 USA T • (800) 493.1310 F • (800) xxx.xxxx info@vanguardcreditgroup.com |
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Vanguard Credit Group 1234 Main Street, Ste 3226, Carson City, NV 89706 USA T • (800) 493.1310 F • (800) xxx.xxxx info@vanguardcreditgroup.com |
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Choosing the right company is probably one of the most important financial decisions your going to make (you should protect your credit like you protect your children) please make sure you ask the tough question’s about how they work and what methods there are going to use on your specific file. So many company’s out there, use a software platform called Dispute suite, Dispute Manager, or some variation thereof. It is a proven fact that the companies that use this type of software to work on credit inevitably fall very short of helping their customers reach the goal of great credit. We don’t utilize any disputing software because supplely it doesn’t work it’s designed to prolong the time frame of clearing up your credit so the company keeps you in there program longer (THIS IS SO THEY MAKE MORE MONEY ON YOU) and it can take up to 12 to 24 months. How ever we do offer a file update service and we deal directly with all of the credit reporting agencies. There are also other very streamlined programs we offer that can get a clients credit clean up in as little as 40 days. In terms of integrity and creditability we have the knowledge and experience of dealing with negative credit items for our client’s for over 15 years. Let us put our expertise and vast knowledge to work for you.
Because your credit is one of the most important financial tools you have, it would make sense that the credit reports used to calculate your credit score are accurately managed with the utmost care. Unfortunately for you and the millions of Americans with negative credit, this is not the case. Studies have shown that flaws in the credit reporting system have resulted in almost 80% of credit reports having errors. In addition, most credit reports contain misleading or out of date information that gives creditors the wrong impression of who you are as a consumer.
Odds are you have errors or negative items on your credit reports. These inaccuracies may be lowering your credit scores and forcing you to pay unfair interest rates or even be denied the credit you deserve. Let us put our expertise and vast knowledge to work for you.
Your credit score affects everything from the interest rate on you home loan auto loan and maybe even the job you work in. Lenders, insurance agents, and even some employers all use your credit score to make decisions about what type of person you are. Let not forget the money your throwing away / paying in higher than normal interest. A bad credit score says that you are fiscally irresponsible with your money and are a risk to creditors. A good credit score says that you can be counted on to make your payments on time and properly manage your accounts.
Most company’s out there perform what’s known as (Credit Repair) there are many problems with this type service, one of the biggest issue is if the company you hire to work on your credit utilize a disputing method # 1 if what to take the time to lean correctly to get the desired results you can but it may end up being a daunting task with little or no results, #2 doing it yourself, even if the item is removed at best it’s temporary because there’s the correct way to dispute and update bureaus so it misses the reporting cycles so if it’s not done the right it will get re reported by the creditor or the collection agencies, at that point the negative item go’s right back on the credit reports.
There are some instances were disputing my be a good thing but all these new companies that have popped up since this down turn in the economy out of no were praying on unsuspecting people just don’t have a clue as to what it takes to handle some of the more challenging negative credit issues.
For some of the more difficult cases we except, we have some legal but very aggressive techniques that can challenge even the worst of the worst credit files. This proprietary method is accomplished by going direct the creditor(s) who reported negative information, by using the approach we cut out the need for disputing, push the working time frames up and eliminate the wasted time dealing with the credit bureaus.
In conclusion we get it done very fast, legal, and with guaranteed results.